Free · roughly 2 minutes · zero health questions
Nobody is splitting your health insurance bill.
Working for yourself means you don't have an employer paying half your insurance premium or an HR team to guide you. Instead, you see the entire premium and have to sort through the choices yourself.
Have one conversation with a licensed advisor who explains the coverage choices available to you and gives you a straight answer about which makes sense.
See my optionsFree · won't affect your current coverage · no obligation · we never ask about your medical history online
Based in Tampa, Florida, Sam Jaber is a licensed health insurance advisor serving small-business owners, self-employed workers and 1099 contractors across 31 states.
Who we serve
Who this is for
Buying health coverage yourself? Chances are you'll recognize your situation here.
You pay the whole premium yourself
Whether you're a freelancer, contractor, realtor, trucker, consultant or small-business owner, your earnings can fluctuate. That affects your eligibility for coverage, and a website rarely explains what those changes mean for you.
You need a bridge to Medicare
For most people, health insurance costs peak after their final paycheck and before Medicare begins. Those are also the years when taking time to compare coverage can make the biggest financial difference.
You want to keep your doctors
A lower premium doesn't help much when the plan excludes your child's pediatrician. Always compare coverage using the actual hospitals and doctors your family visits.
The process
How it works
It's a three-step process, and you're free to leave whenever you want.
Answer a few questions
Tell us your state, a little about your circumstances and approximately what you pay today. You'll finish in about two minutes. We don't collect medical history through the website. Ever.
Get an honest read
When HealthCare.gov offers you the better deal through a subsidy, we'll say so and direct you there. It happens, and we want you getting that answer straight from us.
Talk to a licensed advisor, once
We'll have a relaxed conversation about actual coverage, provider networks and monthly premiums. After that, the choice is yours. Talking with us costs nothing.
Our commitments
What we promise you
Most insurance quote websites miss this important part. Here's how we handle it.
Your information is never sold.
We don't pass your details to other agents, lead purchasers or anybody else. On many comparison websites, submitting a form means getting nonstop calls for days. Here, your information reaches one licensed advisor and goes no further.
One advisor, not a call center.
From your initial conversation until you're enrolled, you'll work with the same advisor and have a phone number to reach them directly.
It costs you nothing: the insurance company compensates advisors, not the customer.
Advice, enrollment and conversations with us all come without any fee or charge.
No health questions online.
You can explore coverage without telling us about prescriptions, medical conditions or past health issues. Should you select an underwritten plan later, the insurer handles that review securely and directly with you.
Honest math, in both directions.
If subsidized marketplace coverage offers your household a better deal than every alternative, we'll recommend it. We won't make up savings figures to convince you otherwise.
Client reviews
What people say about working with Sam Jaber
Rated 5 stars on Google
Sam is professional & knowledgeable with all healthcare plans. He asks the right questions… His attention to detail & follow-up are excellent. I would highly recommend him…
Helped me save over $200 compared to my employer plan!
Sam was extremely helpful and informative. So easy to work with and pleasant to talk to.
Excellent customer service!
Two free tools
Get a few answers before speaking with an advisor. No medical questions, no pricing and no stored information.
Find out where you stand
Give it roughly two minutes to see whether having a conversation makes sense.
No medical questions · no commitment · we never sell your details
Common questions
Is this really free?
Absolutely. There's no charge for the coverage check or for help from a licensed advisor. Insurance companies pay advisors when they issue policies, so you never pay an advisor fee.
Will my information be sold or shared with a bunch of agents?
No. Only one licensed advisor receives your information. We never auction it, sell it or share it with anyone else, and that won't change.
What if a marketplace plan is my best option?
We'll tell you directly and send you to HealthCare.gov. If marketplace coverage with a subsidy makes more sense for your family, helping you recognize that is exactly why we're here.
Do I have to answer medical questions?
Never through this website. Should you decide later on coverage involving medical underwriting, the insurer will collect those answers from you directly through its secure process.
What states do you cover?
Licensed across more than 30 states, Sam Jaber can review coverage requests submitted with any U.S. ZIP code. If your state can't currently be served, we'll tell you clearly.
How soon will someone get in touch?
You'll generally hear back the same business day, frequently within an hour during business hours. Pick your preferred contact method, or schedule your own calendar appointment immediately after completing the check.