Free · about 2 minutes · no health questions
Nobody is splitting your health insurance bill.
When you work for yourself, there's no employer covering half the premium and no HR department to ask. You're quoted the full price and left to figure out the rest. Talk to one licensed advisor who will walk you through what your actual options are — and tell you honestly which one fits.
See my optionsFree · won't affect your current coverage · no obligation · we never ask about your medical history online
Who this is for
If you buy your own coverage, one of these is probably you.
You pay the whole premium yourself
Contractors, freelancers, realtors, truckers, consultants, small-business owners. Your income moves around, which changes what you qualify for — and most people never find that out from a website.
You need a bridge to Medicare
The years between your last paycheck and Medicare are the most expensive coverage years of most people's lives. It's also where comparing your options is worth the most money.
You want to keep your doctors
A cheaper plan isn't cheaper if your pediatrician isn't in it. Coverage should be checked against the doctors and hospitals your family actually uses.
How it works
Three steps, and you can stop at any of them.
Answer a few questions
Your state, your situation, roughly what you're paying now. It takes about two minutes. We never ask about your medical history online — not once.
Get an honest read
If a subsidized plan through HealthCare.gov is genuinely your best deal, you'll be told that and pointed there. That happens, and we'd rather you hear it from us.
Talk to a licensed advisor — once
One unhurried call about real plans, real networks and real monthly numbers. You decide from there. There's never a fee to talk.
What we promise you
This is the part most quote sites get wrong, so here it is plainly.
Your information is never sold.
Not to other agents, not to lead buyers, not to anyone. Fill in a form on most comparison sites and your phone rings for a week. That doesn't happen here — your details go to one licensed advisor and stop.
One advisor, not a call center.
You talk to the same person from the first call through enrollment, and you'll have their direct number.
Free — advisors are paid by the insurance company, never by you.
There is no fee to talk, no fee to enroll, and no charge for advice.
No health questions online.
We don't ask about conditions, medications or your medical history to show you options. If you later choose a plan that requires underwriting, that happens directly and securely with the insurance company.
Honest math, in both directions.
If the marketplace with a subsidy beats anything else you could be shown, that's the recommendation you'll get. No invented savings numbers, ever.
Find out where you stand
About two minutes, and you'll know whether it's worth a conversation.
No health questions · no obligation · your information is never sold
Common questions
Is this really free?
Yes. The coverage check is free and there's never a fee to work with a licensed advisor — advisors are paid by the insurance company when a policy is issued, never by you.
Will my information be sold or shared with a bunch of agents?
No. Your details go to one licensed advisor and no one else. We don't sell or auction your information, and we never will.
What if a marketplace plan is my best option?
Then that's what you'll be told, and you'll be pointed to HealthCare.gov. If a subsidized plan is genuinely the better answer for your household, saying so is the whole point of talking to someone.
Do I have to answer medical questions?
Not online — ever. If you later choose a plan that requires underwriting, those questions are asked directly and securely by the insurance company, not by this site.
What states do you cover?
Samer Jaber is licensed in more than 30 states. The coverage check accepts any U.S. ZIP code, and you'll be told plainly if your state isn't one that can be served today.
How soon will someone get in touch?
During business hours, usually the same day — often within the hour. You choose how you'd like to be reached, and you can book a time on the calendar yourself as soon as you finish.